Terms of Use
Last updated: June 10, 2026
Acceptance of Terms
Please read these Terms of Use ("Terms") carefully before using the website located at titaninssolutions.com (the "Website") operated by Titan Insurance Solutions Inc. ("Titan," "we," "us," or "our"), a California-licensed Property & Casualty insurance brokerage.
By accessing or using our Website — including browsing any page, submitting a contact or quote request form, scheduling an appointment, or initiating any communication through the Website — you agree to be bound by these Terms, our Privacy Policy (incorporated herein by reference), and all applicable federal, state, and local laws and regulations.
If you do not agree to these Terms, you must immediately stop using the Website. Your continued use of the Website after any update to these Terms constitutes your acceptance of the revised Terms.
Eligibility
By using the Website, you represent that you are at least 18 years of age, have the legal capacity to enter into a binding agreement, are authorized to bind any business entity on whose behalf you act, and that your use complies with all applicable laws.
If you are using the Website on behalf of a business entity, references to "you" in these Terms apply to both you individually and to the entity you represent.
Description of Website & Services
The Website is an informational and lead-generation platform where prospective and existing clients can submit quote requests and learn about our insurance services and the brokerage process.
No Insurance Coverage Created by This Website
Critical Disclaimer — This Section Governs All Website Interactions
Nothing on this Website — and no communication initiated through it — creates, confirms, or modifies any insurance coverage of any kind. Specifically, the following do not constitute insurance coverage, a binder, a commitment to insure, or a modification to any existing policy:
• Quote request form submissions
• Contact form submissions or general inquiries
• Email, phone, or text communications initiated through or in connection with the Website
• Any information, content, or materials published on any page of the Website
• Any response, acknowledgment, or auto-reply from Titan to a Website inquiry
Coverage is only in force when ALL of the following conditions have been satisfied:
• A fully completed and signed insurance application has been received by Titan;
• The application has been submitted to and accepted by a licensed insurance carrier or MGA;
• Titan has issued a written binder, confirmation of coverage, or policy declarations page signed by an authorized representative; and
• The required premium payment or executed premium finance agreement has been received.
No producer, agent, or representative of Titan has authority to bind, modify, or cancel coverage orally or through any electronic communication — including email, text message, chat, or any website submission — unless a separate written binder or endorsement has been issued and delivered confirming the change is in force.
Titan expressly disclaims all liability for any loss, damage, claim, injury, or expense arising from any assumption that coverage was bound or in force based on a Website submission, inquiry, appointment, or any other communication that did not result in the issuance of a written binder or policy by a licensed insurance carrier.
If you are uncertain whether coverage is currently in force, contact us immediately — Phone: (310) 737-2293 | Email: solutions@titaninssolutions.com
Informational Content Only
All Website content is provided for general informational purposes only and does not constitute insurance, legal, or financial advice.
Titan makes no guarantee, representation, or warranty that:
• Any particular insurance coverage described on the Website is available to you or your business;
• Any estimate, range, or reference to pricing or premiums on the Website reflects the actual premium you will be quoted or charged;
• Any carrier, MGA, or market referenced on the Website will accept your submission or offer terms acceptable to you;
• The information on the Website is current, complete, or free from error at the time you access it; or
• Submitting a quote request will result in a quote, offer, or placement of coverage.
Actual insurance availability, eligibility, pricing, terms, and conditions are determined solely by licensed insurance carriers and MGAs based on individual underwriting review of fully completed applications. All Website content is subject to change without notice. Any proposal, quote summary, coverage comparison, or certificate of insurance provided by Titan is prepared in good faith based on information available at the time and does not constitute a guarantee of coverage, a binding commitment, or confirmation that coverage is in force.
Intellectual Property
Ownership
All content, features, and functionality on the Website — including but not limited to text, graphics, logos, icons, images, photographs, design elements, page layout, and the selection and arrangement thereof — are the exclusive property of Titan or its licensors and are protected by United States copyright, trademark, trade secret, and other applicable intellectual property laws.
The Titan name, logo, and all related marks, trade names, and service marks are proprietary to Titan. Nothing in these Terms grants you any license or right to use any Titan trademark, logo, or service mark without our express prior written consent.
Permitted Use of Content
You may access and use the Website for your own personal, non-commercial informational purposes. You may print or download a single copy of a reasonable number of pages for your personal reference, provided you do not modify the content and do not remove any copyright, trademark, or proprietary rights notices.
Prohibited Use of Content
You may not, without Titan's express prior written permission:
• Reproduce, copy, distribute, republish, upload, post, transmit, or publicly display any Website content;
• Modify, adapt, or translate any part of the Website;
• Sell, license, or commercially exploit any Website content or functionality;
• Use any automated tools including scrapers, bots, crawlers, or data mining tools to extract content from the Website; or
• Remove, obscure, or alter any copyright, trademark, or proprietary rights notices on any Website content.
Permitted & Prohibited Use of the Website
Permitted Use
You may use the Website only for lawful purposes and in accordance with these Terms, including to browse and learn about Titan and its services, submit a quote request or contact inquiry for yourself or your business, schedule an appointment with a licensed broker, and access links to third-party resources for informational purposes.
Prohibited Use
You agree that you will not use the Website to:
• Violate any applicable federal, state, or local law or regulation;
• Submit false, fraudulent, misleading, or inaccurate information in any form or communication;
• Impersonate any person or entity, or falsely represent your affiliation with any person or entity;
• Transmit or upload any virus, malware, ransomware, spyware, or other malicious code or harmful content;
• Probe, scan, test, or attempt to exploit any vulnerability in the Website, its hosting infrastructure, or any connected system;
• Attempt to gain unauthorized access to any portion of the Website, its servers, databases, or related systems;
• Interfere with, disrupt, or attempt to compromise the security, integrity, or availability of the Website or its infrastructure;
• Send unsolicited communications, spam, chain letters, or bulk messaging of any kind;
• Harvest, scrape, collect, or compile personal information about other users or third parties from the Website;
• Use the Website for any purpose that could expose Titan, its producers, employees, or clients to liability, reputational harm, or regulatory action; or
• Use the Website in any manner inconsistent with these Terms or our Privacy Policy.
Titan reserves the right to investigate suspected violations of these Terms and to take any action it deems appropriate, including suspending or blocking access to the Website, reporting violations to law enforcement or regulatory authorities, and pursuing all available legal remedies.
User Submissions & Communications
Accuracy of Information
By submitting any form, request, or inquiry through the Website, you represent and warrant that all information you provide is accurate, complete, and current to the best of your knowledge. You acknowledge that Titan will rely on the information you provide to respond to your inquiry, and that inaccurate or incomplete information may result in inaccurate quotes, improper coverage placements, or inability to service your request.
No Confidentiality of General Submissions
Any general feedback, suggestions, or unsolicited communications you send through the Website — outside of a designated secure intake form — are treated as non-confidential. We are not obligated to keep such communications confidential or to compensate you for any ideas they contain.
Personal Information
All personal information you provide through the Website is handled in accordance with our Privacy Policy, incorporated herein by reference, and applicable California and federal law.
Electronic Communications & Text Messages
By using this Website or submitting any form, you consent to receive electronic communications from Titan, including appointment confirmations, responses to your inquiries, required regulatory disclosures, and follow-up communications from a licensed broker.
Text Messages
We may send service-related text messages — such as appointment reminders, policy service notices, and document notifications — to individuals who provide a mobile number to us in connection with a quote request, application, or active account. We do not send marketing text messages. Message and data rates may apply, and message frequency varies. Reply STOP to opt out at any time; reply HELP for assistance. Opting out of text messages does not affect your ability to receive communications by phone, email, or mail.
Third-Party Links & Services
The Website may contain links to third-party websites, platforms, or resources including insurance carrier websites, MGA portals, industry associations, government agencies, and technology platforms. These links are provided for your convenience and informational purposes only.
Titan does not own, control, or endorse any linked third-party website, and makes no representation regarding its accuracy, security, or privacy practices. We are not liable for any harm arising from your use of linked sites — your interaction with any third-party site is governed solely by that site's own terms and policies.
Privacy
Your use of this Website is governed by our Privacy Policy, available at titaninssolutions.com/privacy, which is incorporated into these Terms by reference. In the event of any conflict regarding personal information, the Privacy Policy governs.
Disclaimer of Warranties
THE WEBSITE AND ALL CONTENT, INFORMATION, MATERIALS, PRODUCTS, AND SERVICES AVAILABLE THROUGH THE WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED.
To the maximum extent permitted by applicable law, Titan expressly disclaims all warranties, including but not limited to:
• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement;
• Any warranty that the Website will be available, uninterrupted, timely, secure, or error-free at all times;
• Any warranty that defects or errors in the Website will be corrected;
• Any warranty that the Website or its servers are free from viruses, malware, or other harmful components;
• Any warranty that the information, content, or materials on the Website are accurate, complete, current, or reliable; or
• Any warranty that results obtained from use of the Website or its content will meet your expectations or requirements.
Some jurisdictions do not allow the exclusion of implied warranties. In such jurisdictions, the above exclusions apply to the maximum extent permitted by applicable law.
Limitation of Liability
This limitation applies to your access to and use of the Website. It does not limit, waive, or govern any liability arising from professional brokerage services, which is governed by your Broker Fee Agreement, your insurance policies, and applicable law.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, TITAN INSURANCE SOLUTIONS INC., ITS OWNERS, OFFICERS, DIRECTORS, PRODUCERS, EMPLOYEES, AGENTS, LICENSORS, AND SERVICE PROVIDERS (COLLECTIVELY, "TITAN PARTIES") SHALL NOT BE LIABLE FOR ANY:
• Direct, indirect, incidental, special, consequential, punitive, or exemplary damages of any kind;
• Loss of revenue, profit, data, business, goodwill, or anticipated savings;
• Damages arising from your use of or inability to use the Website;
• Damages arising from any errors, omissions, or inaccuracies in Website content;
• Damages arising from unauthorized access to or alteration of your transmissions or data;
• Damages arising from any third-party conduct, content, or services accessed through or in connection with the Website;
• Damages arising from any assumption that insurance coverage was bound or in force based on a Website submission or communication; or
• Any other damages arising out of or in connection with these Terms or the Website.
WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, STATUTE, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT TITAN HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Aggregate Liability Cap
To the extent any liability of Titan is not fully excluded by the foregoing, the total aggregate liability of all Titan Parties to you for all claims arising out of or related to the Website or these Terms shall not exceed one hundred dollars ($100.00) or the total amount you paid to Titan in connection with your use of the Website in the twelve (12) months preceding the claim, whichever is greater.
Some jurisdictions do not permit the exclusion or limitation of certain damages. In such jurisdictions, our liability is limited to the maximum extent permitted by applicable law.
Indemnification
You agree to defend, indemnify, and hold harmless Titan and its owners, officers, directors, producers, employees, agents, licensors, and service providers (collectively, "Titan Parties") from and against any and all claims, actions, demands, proceedings, losses, liabilities, damages, judgments, settlements, costs, and expenses (including reasonable attorneys' fees and court costs) arising out of or relating to:
• Your access to or use of the Website;
• Any information or content you submit, post, or transmit through the Website;
• Your violation of these Terms or any applicable law or regulation;
• Your violation of any third-party rights, including intellectual property or privacy rights;
• Any false, inaccurate, or misleading information you provide through the Website; or
• Any dispute between you and any third party arising in connection with your use of the Website.
Titan reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate fully with our defense and not to settle any such matter without our prior written consent.
Governing Law & Dispute Resolution
Governing Law
These Terms and any dispute arising out of or relating to these Terms or your use of the Website shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of laws principles, and to the extent applicable, the laws of the United States.
Informal Resolution First
Before initiating arbitration, you agree to contact us in writing and allow 30 days to resolve the dispute informally.
Arbitration
Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Website that cannot be resolved through informal negotiation shall be resolved by binding arbitration administered by JAMS under its Streamlined Arbitration Rules and Procedures. The arbitration shall take place in Los Angeles County, California. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.
Exceptions
Notwithstanding the agreement to arbitrate, either party may (a) bring an individual claim in small claims court if it qualifies for that court's jurisdiction, and (b) seek injunctive or other equitable relief in a court of competent jurisdiction to prevent actual or threatened infringement of intellectual property rights or unauthorized access to the Website.
Public Injunctive Relief
Nothing in these Terms waives the right to seek public injunctive relief. Any claim for public injunctive relief is not subject to arbitration and may be brought in a court of competent jurisdiction; if asserted together with arbitrable claims, the public injunctive relief claim shall be stayed pending arbitration of the arbitrable claims.
No Class Actions
All disputes shall be resolved on an individual basis. You waive any right to participate in a class action or class-wide arbitration. If the waiver of class or representative proceedings is found unenforceable as to any claim, that claim shall be severed and heard in court while all remaining claims proceed in arbitration.
Changes to These Terms
Titan reserves the right to update or replace these Terms at any time at our sole discretion. When we make changes, we will update the date shown at the top of this page and post the revised Terms at titaninssolutions.com/terms. For material changes, we will provide notice by email or prominent Website posting before they take effect. Your continued use of the Website after revised Terms have been posted constitutes your acceptance of the updated Terms. If you do not agree to the revised Terms, you must stop using the Website.
Severability
If any provision of these Terms is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, or if it cannot be modified, severed from these Terms. The remaining provisions shall continue in full force and effect.
Entire Agreement
These Terms, together with our Privacy Policy incorporated herein by reference and available at titaninssolutions.com/privacy, constitute the entire agreement between you and Titan with respect to your use of the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties — whether written or oral — relating to the Website and its use.
No waiver by Titan of any term or condition shall be deemed a further or continuing waiver of that term or any other term. These Terms do not create any partnership, employment, agency, or fiduciary relationship between the parties in connection with your use of the Website. You may not assign your rights under these Terms without our prior written consent. Titan may assign these Terms freely in connection with a business transfer or acquisition.
Contact Us
If you have any questions, concerns, or feedback regarding these Terms of Use, or if you need to report a violation, please contact us:
Titan Insurance Solutions Inc. dba Titan Commercial Insurance Solutions
9461 Charleville Blvd #184, Beverly Hills, California 90212
Phone: (310) 737-2293
Email: solutions@titaninssolutions.com
For questions or problems concerning insurance coverage, licensing, or broker conduct, you may also contact the California Department of Insurance — Consumer Hotline: 1-800-927-4357 | www.insurance.ca.gov